Goals

Things I don’t like:

  • Too much credit card debt
  • Not enough savings
  • Not enough time to do what I want

Things I like:

  • Houses paid off
  • Decent income
  • Job I love

Things I want to do:

  • Travel
    • Sailing trip
    • Overseas trip
    • Yellowstone
    • Valley of the Gods
    • Nova Scotia
  • Improve Robert Smalls Station NC
    • Native habitat landscaping
    • Electrical access
    • Guests
    • Fostering
  • Improve Camp Mary Jane Richards MS
    • Move the house
    • Native habitat landscaping
    • Heating system
    • Porch/shed – sink, washer, shower
    • Guest shack
    • Fence
    • Electrical
    • Septic?
  • Improve Fort Abraham Galloway NM
    • Water collection
    • Earthbag house
  • Improve Fort Mary Fields UT
    • Water collection
    • Earthbag house
  • Fix/improve the truck
    • Transmission
  • Get a van
    • Set it up for camping

Things I Dream About

  • Having my own business
    • Copywriting
    • Native plant landscaping
  • More serious traveling
    • Vanlife
  • Activism
  • Volunteer work

Some Steps to Do

  1. Analyze spending.
  2. Set limits.
  3. Reorganize auto-pay.
    • All auto-pay from Primary Credit Union Credit Card, except one expense each from Big Ugly Credit Card and Big Patriotic Credit Card.
  4. Pay off Big Ugly Credit Card.
  5. Pay off Big Patriotic Credit Card.
  6. Use Primary Credit Union Credit Card for recurring expenses.
    • Include Big Credit Cards.
  7. Use Secondary Credit Union Credit Card for out of pocket expenses.
  8. Auto-deposit from Primary Credit Union Account to Secondary Credit Union Credit Card.
  9. Auto-deposit from Primary Credit Union Account to savings.
    • Save for travel.
    • Save for home improvement
    • Save for gifts
  10. Auto-Deposit from Primary Credit Union Account to investment.
  11. Big Credit Cards are paid off, apply for a credit card that earns points.
  12. Put money away for retirement – Brokerage Firm Rollover IRA (I already have 401k).

The Big Plan

Objective

To be an expression of God’s love in the world. Do that by:

  • Traveling
  • Learning
  • Advocating
  • Assisting
  • Having a good time as often as possible
  • Helping others have a good time, too

Short Term Plan

  • Get better paying job.
  • Finish the waggon, including optimization for work-from-home.
    • Exterior trim.
    • Shutters.
    • Finish interior paneling.
    • Interior trim.
    • Electrical system.
      • Shore power.
      • Solar.
    • Final furniture build and anchoring.
    • Interior and exterior decor.
      • Get my cousin to paint chickens on the shutters.
      • Paisleys and curlicues everywhere.
    • Mobile internet.
    • Optimized workstation.
  • Begin investigating properties.
    • Desert base.
    • Northern base.
  • Get 100% remote work job. (Would love it if this job and the first job are the same job.)
  • Begin travel.
  • Begin buying properties.

Medium Range Plan – Establish Desert (Winter) Base

  • Acquire property.
    • Water rights. Catchment at the least. Groundwater + catchment optimal.
    • No utilities.
    • No zoning.
    • Access by serviceable road. No easement-required land.
  • Improve property.
    • Garage to park the waggon inside.
      • Earthbag construction. If not practical for large-scale with earth-sheltered, then concrete or other alternative.
      • Earth sheltered to the north, east, west, and top.
      • Large, wide door(s) to the south.
      • Ample ventilation.
      • Rocket mass heater.
      • Cool food storage.
    • Rainwater catchment.
      • Land needs sufficient slope to provide single location for catchment.
      • Ditches and gutters.
      • Filtration and purification.
      • Pump.
    • Outdoor living area.
      • Firepit.
      • Shade.
      • Workbench?
    • Strategies for dealing with critters.
    • Solar and/or wind power.
  • Adventure!
    • Activism.
    • Communal farming.
    • Visiting friends and relatives.

Medium Range Plan – Establish Southern (Spring/Autumn) Base

  • Property already acquired.
    • Utilities available as self-install.
    • No zoning.
  • Improve property.
    • Concrete RV pad for the waggon.
    • Wooden deck.
      • Between RV pad and garage.
      • Water and shore power for waggon.
    • Garage.
      • Reclaimed materials.
      • Includes bathroom.
      • Septic system.
      • Possibly outdoor cooking area.
    • Gravel drive.
  • Adventure!
    • Activism.
    • Communal farming.
    • Visiting friends and relatives.

Long Range Plan – Establish Northern (Summer) Base

  • Acquire property.
    • Water rights. Catchment at the least. Groundwater + catchment optimal.
    • No utilities.
    • No zoning.
    • Access by serviceable road. No easement-required land.
  • Improve property.
  • Adventure!
    • Activism.
    • Communal farming.
    • Visiting friends and relatives.

Long Range Plan – Establish Overseas Base

  • Evaluate whether to acquire property and/or nomadic dwelling.
  • Make it so.
  • Adventure!
    • Activism?!?!
    • Communal farming.
    • Visiting friends and relatives.